
Pioneer makes financing your home energy equipment upgrades easier through our affiliation with Regions Bank. You get payment options that fit your needs and your budget. Choose 12 months same-as-cash, or spread your payments out for up to five years at a reasonable rate.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of August 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
From the attic to basement, we’re here to help you with your home energy upgrades. The Mass Save® HEAT Loan offers interest-free financing opportunities up to $25,000 for energy-efficient home upgrades like heating and water heating equipment, central A/C and heat pumps, insulation and more.
Improve your home with trustworthy fixed-rate monthly payment financing.

Pioneer Oil and Propane is an approved contractor of the National Energy Improvement Fund and we offer our customers fair and affordable monthly payment options.
The EnergyPlus Loan
Visit the Pioneer Oil and Propane page on the NEIF website to learn more, or to apply online.